Lease finance facilities are predominantly structured as “Finance Lease”, wherein the lessee has the right to use the asset for an agreed period, at a stated rental. The lessor retains ownership of the lease asset, and title may or may not be transferred to the lessee at the end of the lease period. All risks and rewards incidental to ownership repose with the lessee.

The quantum of finance to be disbursed is decided upon, after a valuation of the asset by the Company’s valuation officers.

Service is prompt, with a credit turnaround time of, at most, two days from date of application accompanied by all relevant documentation.

The Company offers lease financing to two main target groups, the informal credit market and the corporate sector.

For leasing business, the company attained a market share of 3% based on the latest research of finance companies conducted by the company's Corporate Planning and Business Development Division.