Lease finance facilities are mainly structured as "Finance" leases in which the customer has the right to use the asset for an agreed period, at a stated rental. The Company retains ownership of the leased asset, and title could only be transferred to the customer at the end of the lease period. All risks and rewards incidental to ownership repose with the customer

In terms of leasing, the company has attained a market share of 3% based on the latest research of finance companies conducted by the company's Corporate Planning and Business Development Division

Lease Financing
The quantum of finance to be disbursed is decided upon after a valuation of the asset by the Company's valuation officers
Service is prompt with a credit turnaround time of, at most, two days from date of application
The Company offers lease financing to two main target groups, the informal credit market and the corporate sector
Hire Purchase
This service is structured in a manner similar to lease financing. We offer this type of financial service mainly to finance the acquisition of secondhand/used vehicles
Fast Lending Process
An eight-stage process is applied to the evaluation and disbursement of the Company's products, where within the eight-step process, the Company's key personnel are closely involved. From the CEO to our Marketing Executives, the Company brings to bear all its resources in ensuring its customers get the best of attention and an informed and professional service through every stage of business conducted with us.

Required Documentation
Employed Customer Business Customer Limited Liability Company Customer
National ID Card National ID Card National ID Card of Directors
Latest 3 Months Pay Slips Latest 3 Months Bank Statements Memorandum Of Articles
Bank Account details Certificate Of Registration Form 20
Confirmation letter from employer Audited report (If Available) Certificate Of Incorporation
One or two guarantors One or two guarantors One or two Directors as guarantors


Have Any Questions?

267, Galle Road, Colombo 03, Sri Lanka
Phone: +94 112 301301
Email: senk@senfin.com