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SPECIAL NOTICE


No Bank Charges for Card Payments

Our customers can enjoy hassle-free payments via Visa/master/UnionPay
payment cards to pay our loan/lease without any bank charge
Or
You can make your loan/lease payments to the following Senkadagala Finance PLC accounts.


Kindly send a copy of the payment slip to the following email address - wperera@senfin.com
to ensure the loan payment is credited to your file without a delay.

Pay Your Loan

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About us

We thank you for your interest in Senkadagala Finance PLC.

Today we are one of the largest and most resilient Finance Companies in Sri Lanka with a workforce of approximately 800 people across the island. Join us and help Sri Lankans achieve their goals.

Investor Relations

Corporate Information

Senkadagala Finance is a Public Limited Liability Company incorporated in Sri Lanka under the provisions of the Companies Ordinance, No. 51 of 1938. The Company was re-registered under the Companies Act, No. 7 of 2007. Approved and registered under the Finance Business Act No. 42 of 2011. Approved and registered under the Finance Leasing Act No. 56 of 2000.

Date of Incorporation

29th December 1968

Company Registration Number

PB 238 PQ

Registered Office

Level 2, 267 Galle Road, Colombo 3

Credit Rating

Fitch Ratings (Lanka) Limited revised the Company credit rating to BBB (lka) with a stable outlook, in August 2024.

Auditors

Ernst & Young Chartered Accountants
Rotunda Towers,
No. 109, Galle Road,
Colombo 03.

Internal Auditors

Ernst & Young Advisory Services (Pvt) Ltd.
839/2, Peradeniya Road,
Kandy, Sri Lanka

International Borrowings

Senkadagala Finance PLC has executed multiple transactions with international Development Financial Institutions(DFI)Over the past few years

Fitch
2021 $5,000,000 from Inconfin Investment Management and the Micro Enhancement Facility Fund
Fitch
2020 $25,000,000 Green Loan from FMO
Fitch
2018 $15,000,000 women Entrepreneurship facility from the IFC (World Bank Group).
Fitch
2014 $7,000,000 MSME Loan facility from theIFC (World Bank Group).
Key Facts Documents

Financial Overview

Financials for the period ended Report
30/09/2024
30/06/2024
31/03/2024
31/12/2023

Board of Directors

Mr Raja Senanayake
FCA, BCom (Special) (USJ), PG Dip (BMgt)
Chairman

Mr. Senanayake completed his Articles at Messrs Ernst & Young, qualifying as a Chartered Accountant. He counts over 34 years of experience in banking, finance, and accounting fields. Mr. Senanayake, who has been serving as an Independent Non-Executive Director since September 2020, was appointed as the Deputy Chairman of Commercial Bank of Ceylon PLC in April 2024. Furthermore, in May 2024, he assumed the role of the Chairman of CBC Tech Solutions Ltd. (a fully-owned subsidiary of Commercial Bank) and in January 2025, he was appointed as the Chairman of CBC Myanmar Microfinance Company Ltd, another fully-owned subsidiary of Commercial Bank. He is a Director of Virtual Capital Technologies (Pvt) Ltd., a software development company that specialises in enterprise solutions in the real estate, retail and telecom spaces catering to the New Zealand and the Australian markets. He is a Consultant at Smart Media, The Annual Report Company, where his expertise and capabilities in financial reporting and analysis are put to good use, in producing award winning and worldclass Annual Reports.

His financial acumen was fashioned and chiselled for over thirteen years at the Commercial Bank where he became the Assistant General Manager (Finance & Planning) prior to resigning to join the Nations Trust Bank PLC, as its Chief Financial Officer. Mr Senanayake served as a Non-Independent Non-Executive Director of CBC Finance Ltd. (formerly Serendib Finance Ltd.), a fully-owned subsidiary of Commercial Bank of Ceylon PLC.

Mr Sanath Divale Bandaranayake
B.Sc. (University of Sri Lanka)
Executive Director/Additional CEO

Mr Bandaranayake, a Science Graduate of the University of Sri Lanka is an experienced Banker who retired from the Commercial Bank of Ceylon PLC after thirty-six years of service. Serving the bank in a variety of roles, he was a core member of the team that contributed to the bank’s success that it enjoys even today.

He currently serves as the Chairman of Sobadhanavi Limited. He is also a Director on the Boards of Senkadagala Insurance Brokers (Pvt) Ltd., Lakdhanavi Ltd., Senfin Asset Management (Pvt) Ltd., Senfin Securities Limited, Venture Tea (Pvt) Ltd., and Kyros Commodity Trading (Pvt) Ltd.

Mr. Bandaranayake served as Branch Manager (Kandy, City Office), Chief Manager, Assistant General Manager, and Deputy General Manager (Operations) while at Commercial Bank of Ceylon PLC. He played a pivotal role in the teams that introduced futuristic technology to banking operations that distinguished Commercial Bank from its competitors and won many local and international accolade. Holiday banking and supermarket banking were introduced during his tenure at the bank. He also served as Director at LankaClear, Director of Commex Sri Lanka S R L (subsidiary of Commercial Bank based in Italy) and ONEzero Company Ltd., (subsidiary of Commercial Bank engaged in the business of Information Technology).

Mr N. Vasantha Kumar
MBA, Dip (Professional Treasury Management)
Independent Non-Executive Director

Mr. Vasantha Kumar possesses over 37 years of experience in financial markets behaviour and treasury operations. In addition to his current role with the Company, he holds the positions of Independent Non-Executive Director of Ceylinco Holdings PLC, Independent Non-Executive Director of DFCC Bank PLC, Executive Director of Asset Trust Management (Pvt) Ltd., Director of Wealth Lanka Management (Pvt) Ltd. and Director of Safe Capital (Pvt) Ltd.

Mr Vasantha Kumar had served as the CEO/General Manager of People’s Bank. He also served as President of the Association of Primary Dealers and Sri Lanka Forex Association and as Head of Treasury of ANZ Grindlays Bank, Colombo.

Dr (Ms) Roshan Anne Perera
Ph.D (Melb), MPA (Harvard)
Independent Non-Executive Director

Dr Perera is a public policy specialist with over twenty five years of experience in formulating and implementing monetary and fiscal policy. She also has expertise in regulating and supervising financial institutions and formulating approaches to managing and mitigating risks. Other appointments. Dr Perera presently holds the position of Independent Director of Ceylinco Life Insurance Ltd and served on several corporate and non corporate Boards. She is an independent consultant to multilateral agencies both in Sri Lanka and abroad.

She was a Director at the Central Bank of Sri Lanka, the regulatory body to the Banking and Non Bank Financial Institutions and also served on many Boards including the Institute of Policy Studies and the Sri Lanka Institute of Director. She also served as Director at Union Bank of Colombo PLC.

Mr. Arjuna Herath
FCMA, CGMA(UK), FCA(SL), MFE(UoC), MBA(UK), B.Sc.
Independent Non-Executive Director

Mr. Herath is a distinguished Senior Chartered Accountant and is a Past President of The Institute of Chartered Accountants of Sri Lanka. He was actively involved in the international fora in the field of accounting. He is a Past President of the South Asian Federation of Accountants and was a Board member of the Confederation of Asia Pacific Accountants and was also the Chair of the Professional Accountancy Organisation Development Committee of the IFAC.

He currently serves as a member of the Board of Directors of the Colombo Stock Exchange and several other companies namely, Cargills Bank PLC, Central Depository Systems (Pvt.) Ltd, CSE Clear (Pvt.) Ltd, Synapsys Ltd, Watawala Plantations PLC, Durdands Medical and Surgical Hospital (Pvt.) Ltd, Sri Lanka Institute of Directors, R I L Property PLC, United Motors Lanka PLC, CBL Investments Ltd and Watawala Dairy Ltd. He also assumed the role of Chairman of the Board of Investment of Sri Lanka.

Mr. Herath retired from Ernst & Young (EY), Chartered Accountants recently as a Senior Partner and Consulting Leader for Sri Lanka and the Maldives. In his career preceding Ernst & Young, he was Marketing Development Manager at Ceylon Tobacco Company and Director Corporate Finance at Merchant Bank of Sri Lanka. He served as a Board member of the Sri Lanka Accounting and Auditing Standards Monitoring Board and as a Commissioner of the Securities and Exchange Commission of Sri Lanka. He also served as a member of the Company Law Advisory Commission.

Ms Lakshmi Fernando
B.Sc. (Hons.)
Non-Independent Non-Executive Director

Ms. Fernando possesses over twenty-five years of experience in the fields of finance and hotel management. In addition, she is a Director on the Boards of Thompsons Beach Hotels Ltd., Senkadagala Hotels Ltd., Senkadagala Insurance Brokers (Pvt) Ltd., E W Balasuriya & Co (Pvt) Ltd., EWB Equities (Pvt) Ltd., and Kosgolla Estate (Pvt) Ltd.

Ms. Dilshani Wijayawardana
Attorney-at-Law (Supreme Court of Sri Lanka), LLM (University of Cambridge) Specialist in Corporate and Commercial Law
Independent Non-Executive Director

Ms. Dilshani Wijayawardana has been an Attorney-at-law of the Supreme Court of Sri Lanka from the year 1996 to date. She obtained her Master in Law Degree, (LLM) specializing in commercial law from the University of Cambridge, UK. She has been in active commercial law practice, appearing in primary and appellate court litigation in cases involving corporate law, banking, regulation, insurance, intellectual property, securities law, and the like. Ms. Wijayawardana began her legal career in 1996 as a Research Assistant to Hon. Justice Mark Fernando and then went on to work as a Legal Executive at Shook Lin and Bok, Advocates and Solicitors, in Singapore in the year 1999/2000. She has also been practicing in the chambers of Dr. K. Kanag-Isvaran, Presidents Counsel. She has published many articles on commercial law and is also the co-author of the book ‘Company Law,’ published in the year 2014. She has served as a Commissioner for the Securities and Exchange Commission of Sri Lanka from 2015 to 2018. She served as a member of the Advisory Committee appointed for the drafting of the new Securities and Exchange Act of 2021. Ms. Wijayawardana currently serves as an independent non-executive director of Union Bank Plc.

Senior Management

Mr. L. Balasuriya
Chief Executive Officer
Mr. P.P.K Ikiriwatte
Deputy Chief Executive Officer
Mr. J.K Jayathilake
Chief Operating Officer
Mr. W. Tissera
Chief Human Resources Officer
Mr. N.K.B Rasingolla
Chief Information Officer
Mr. T.K Aturupane
Chief Process Officer
Mr. P.K Rajapaksa
Chief Financial Officer
Mr. R.A.T.S Ranathunga
Chief Risk Officer
Mr. S. Edirisinghe
Chief Compliance Officer (acting)

Careers

We believe that our team of employees is one of the most valuable assets of the company. Our organizational culture ensures that employees are treated fairly and their contributions to the Company's success are recognized and appreciated.


The rapid expansion of the Company business activities, with strong leadership initiatives, has resulted in rapid branch expansion over the past few years. This has created new exciting and challenging opportunities for our existing staff as well as for outside individuals who wish to join our team.

We will support you to achieve your full potential with great opportunities that are in line with your career aspirations.

Search vacancies by location or postcode

Life at Senkadagala is about progress

Our purpose is to shape a country where it’s people and communities thrive. Our employees are proud to help people achieve incredible things – be it starting a business, buying their first vehicle, or investing for their future.

We're just as focused on seeing our employees thrive as well as our clients We'll give you every opportunity to develop your career. We striving to create a balanced, sustainable society where everyone can build themselves a better life.

Are you up to the challenge of helping Sri Lankans achieve their potential with Senkadagala Finance?

Policies and Documents