No Bank Charges for Card Payments

Our customers can enjoy hassle-free payments via Visa/master/UnionPay
payment cards to pay our loan/lease without any bank charge
You can make your loan/lease payments to the following Senkadagala Finance PLC accounts.

Kindly send a copy of the payment slip to the following email address -
to ensure the loan payment is credited to your file without a delay.

Pay Your Loan

About us

We thank you for your interest in Senkadagala Finance PLC.

Today we are one of the largest and most resilient Finance Companies in Sri Lanka with a workforce of approximately 800 people across the island. Join us and help Sri Lankans achieve their goals.

Investor Relations

Corporate Information

Senkadagala Finance is a Public Limited Liability Company incorporated in Sri Lanka under the provisions of the Companies Ordinance, No. 51 of 1938. The Company was re-registered under the Companies Act, No. 7 of 2007. Approved and registered under the Finance Business Act No. 42 of 2011. Approved and registered under the Finance Leasing Act No. 56 of 2000.

Date of Incorporation

29th December 1968

Company Registration Number

PB 238 PQ

Registered Office

Level 2, 267 Galle Road, Colombo 3

Credit Rating

Fitch Ratings (Lanka) Limited revised the Company credit rating to BBB (lka) with a stable outlook, in October 2023.


KPMG, Chartered Accountants
32A, Sir Mohamed Macan Markar Mawatha,
Colombo 03.

Internal Auditors

Ernst & Young Advisory Services (Pvt) Ltd.
839/2, Peradeniya Road,
Kandy, Sri Lanka


Bank of Ceylon
Commercial Bank of Ceylon PLC
Hatton National Bank PLC
Nations Trust Bank PLC
Sampath Bank PLC
Seylan Bank PLC
Union Bank PLC

International Borrowings

Senkadagala Finance PLC has executed multiple transactions with international Development Financial Institutions(DFI)Over the past few years

2021 $5,000,000 from Inconfin Investment Management and the Micro Enhancement Facility Fund
2020 $25,000,000 Green Loan from FMO
2018 $15,000,000 women Entrepreneurship facility from the IFC (World Bank Group).
2014 $7,000,000 MSME Loan facility from theIFC (World Bank Group).
Key Facts Documents

Financial Overview

Financials for the period ended Report

Board of Directors

Mr Raja Senanayake
FCA, BCom (Special) (USJ), PG Dip (BMgt)

Mr Senanayake completed his articles at Messrs Ernst & Young qualifying as a Chartered Accountant and joined Singer Industries (Ceylon) PLC in 1991 as a Financial Accountant. In 1994, he joined Commercial Bank of Ceylon PLC as the Senior Manager Finance where he worked for 13 years and was the Assistant General Manager (Finance and Planning) when he resigned to join Nations Trust Bank PLC as the Chief Financial Officer. Subsequent to resigning from NTB, he commenced working as a management team member of Smart Media - the Annual Report Company helping it in producing award winning Annual Reports.

Mr Senanayake also serves as an Independent Non Executive Director of Commercial Bank of Ceylon PLC. He is a Director of Virtual Capital Technologies (Pvt.) Ltd., a software development company that specialises in enterprise solutions in the real estate, retail and telecom spaces catering to the New Zealand and the Australian markets. He previously served as a Non-Independent Non-Executive Director of CBC Finance Ltd. (formerly Serendib Finance Ltd.), a fully owned subsidiary of Commercial Bank of Ceylon PLC.

Mr Lakshman Balasuriya
B.Sc. (Lond.), M.Sc. (Lancaster)
Managing Director / Chief Executive Officer

Mr Lakshman Balasuriya is a Director of E W Balasuriya & Co. (Pvt) Ltd., Senkadagala Hotels (Pvt) Ltd., Thompsons Beach Hotels Ltd, and Senkadagala Insurance Brokers (Pvt) Ltd. He holds a BSc (Lon) and MSc (Lancaster) and has 40 years of experience in finance, hotel management, and other commercial fields

Mr Sanath Divale Bandaranayake
B.Sc. (University of Sri Lanka)
Executive Director/Additional CEO

Mr Bandaranayake joined the Company subsequent to his retirement from Commercial Bank of Ceylon PLC – the largest and most awarded bank in Sri Lanka – having completed 36 years of service.
He has served the Bank in various capacities such as Branch Manager (Kandy, City Office), Chief Manager, Assistant General Manager, and Deputy General Manager (Operations). He was a core member of the management teams which led the Bank to important milestones such as introducing the banking software which has eased the Bank’s operations and is used to date. During his tenure he also introduced holiday banking and supermarket banking. During his career at the Bank he was appointed as Director at LankaClear and also served as Director of Commex Sri Lanka S R L (subsidiary of Commercial Bank based in Italy) and ONEzero Company Ltd., (subsidiary of Commercial Bank engaged in the business of Information Technology). He also serves as a Director of Lankdhanavi Ltd.
Mr Bandaranayake holds a Bachelor’s Degree in Physical Sciences from the University of Sri Lanka, Vidyodaya Campus

Mr N. Vasantha Kumar
MBA, Dip (Professional Treasury Management)
Independent Non-Executive Director

Mr N Vasantha Kumar holds a Master of Business Administration and Diploma in Professional Treasury Management. He was the former CEO/General Manager of People’s Bank and served as Treasurer at ANZ Grindlays Bank Colombo for many years.
Currently he is the Chairman of Safe Holding (Pvt) Ltd. and Director of Ceylinco Insurance PLC. He is also a Past President of the Association of Primary Dealers and Sri Lanka Forex Association.

Dr (Ms) Roshan Anne Perera
Ph.D (Melb), MPA (Harvard)
Independent Non-Executive Director

Dr Roshan Perera is a public policy specialist with 20+ years of experience in formulating and implementing monetary and fiscal policy. She also has expertise in regulating and supervising financial institutions and in helping strengthen approaches to managing risks. She was a Director at the Central Bank of Sri Lanka and presently works as an independent consultant to multilateral agencies both in Sri Lanka and abroad. She has also served on many Boards including the Institute of Policy Studies and the Sri Lanka Institute of Directors.

She recently completed a Masters in Public Administration as an Edward S Mason Fellow at the John F Kennedy School of Government at Harvard University USA, 2020. She also has a PhD in Economics from the University of Melbourne, Australia, a Masters in Environmental Geography from the University of Illinois at Chicago, Chicago, IL, USA and a Masters in Economics and is a Bachelor of Arts in Economics from the University of Colombo.

Mr Arjuna Herath
Independent Non-Executive Director

Arjuna Herath recently retired as the Senior Partner and Consulting Leader at Ernst & Young (EY), having previously held key positions at Ceylon Tobacco Company and Merchant Bank of Sri Lanka.
He notably contributed to regulatory boards including the Sri Lanka Accounting and Auditing Standards Monitoring Board (SLAASMB) and the Securities and Exchange Commission (SEC).

Currently, he serves on the Board of Directors of the Colombo Stock Exchange (CSE). Arjuna's prominent roles in the accounting sector include past presidency at The Institute of Chartered Accountants (CA) of Sri Lanka and the South Asian Federation of Accountants (SAFA).
He also held positions at the Confederation of Asia Pacific Accountants (CAPA) and Chaired the Professional Accountancy Organisation Development Committee of the IFAC, showcasing his significant international contributions in the accounting field

Ms Lakshmi Fernando
B.Sc. (Hons.)
Executive Director

Lakshmi Fernando holds a B.Sc. (Hons.) and has over 24 years of experience in the field of finance as well as in hotel management. She is a Director of Thompsons Beach Hotels Ltd., Senkadagala Hotels Ltd., and E.W. Balasuriya & Co. (Pvt) Ltd.


We believe that our team of employees is one of the most valuable assets of the company. Our organizational culture ensures that employees are treated fairly and their contributions to the Company's success are recognized and appreciated.

The rapid expansion of the Company business activities, with strong leadership initiatives, has resulted in rapid branch expansion over the past few years. This has created new exciting and challenging opportunities for our existing staff as well as for outside individuals who wish to join our team.

We will support you to achieve your full potential with great opportunities that are in line with your career aspirations.

Search vacancies by location or postcode

Life at Senkadagala is about progress

Our purpose is to shape a country where it’s people and communities thrive. Our employees are proud to help people achieve incredible things – be it starting a business, buying their first vehicle, or investing for their future.

We're just as focused on seeing our employees thrive as well as our clients We'll give you every opportunity to develop your career. We striving to create a balanced, sustainable society where everyone can build themselves a better life.

Are you up to the challenge of helping Sri Lankans achieve their potential with Senkadagala Finance?

Key Facts Documents